How to Apply
DepositSmart
How to Apply?
Complete the Application Form on our website, or ask your mortgage adviser, conveyancer, lender, or financial adviser to submit it on your behalf.
Applications (with supporting documents) should be emailed to .
Deposit Bond
Short Term Bonds
Option one
The Fast Track!
Funds to Complete Assessment Option
All you need to do is show us evidence that you will have the funds to complete the purchase such as:
- Loan Approval Letter
- Savings Statement
- Evidence of a Financial Gift
Option two
Home Equity Assessment
Own Property with Equity Option
To qualify under this option, you must:
- Own Existing Property with Sufficient Equity
- 1 x the Deposit Amount in Equity for Bonds of up to $150,000
- 2 x the Deposit Amount in Equity for Bonds over $150,000
Deposit Bond
Long Term Bonds
Long Term Bonds
Home Equity Assessment Option
To qualify, for a long-term bond you must have equity in existing property of:
- 3 x the 10% Deposit Amount for Bonds from 7 – 24 months
- 4 x the 10% Deposit Amount for Bonds from 25 – 36 months
- 5 x the 10% Deposit Amount for Bonds from 37 – 66 months
Let us Estimate Your Long Term Bond.
With a deposit bond facilitated by DepositSmart, you can secure a property quickly and easily – giving you extra time to sort out the cash deposit and pay the full 100% of the property value at settlement